How I can help you

As a retired bank manager, lending officer and commercial real estate credit officer, I can help you with your business plan, business legal structure and financing questions including SBA loans. My real estate background will also let me help with leasing and other RE questions including financing and construction. I can tell you what your banker/investor wants to know.  Can work with you to evaluate the amount of financing an income property supports using typical lender underwriting.

I worked extensively with attorneys so can mentor you on general business legal issues. This includes the benefits and disadvantages of the various business structures.


Areas of Expertise

  • Business Finance & Accounting

Industry Experience

  • Banking, Finance & Insurance
  • Real Estate, Rental & Leasing
  • Manufacturing & Industrial

Education in Administrative Management at Indiana University. Also took and taught many specialty training courses during my career with the Bank, and held a real estate license in California.

Zach P Smith

Communication Methods

  • In Person
  • Phone